Question 1

When is the cheapest time to book travel from New Zealand?

Accepted Answer

There is no single magic day, but in general you save by travelling outside school holidays and booking far enough ahead to avoid last-minute spikes. Prices move with demand, seasons and seat sales, so a flexible date range and watching a few fares beats trying to time one perfect day. Set a budget first and book when a fare fits it.

Question 2

How do I avoid surprise fees when spending money overseas?

Accepted Answer

Check the foreign transaction fee and exchange rate spread on your card before you travel, because they vary a lot between banks and cards. Tell people to pay in the local currency rather than the advertised home-currency option, carry a backup card, and set aside a small amount of local cash for places that do not take card.

Question 3

What insurance should I sort before travelling?

Accepted Answer

Travel insurance is worth sorting early so you are covered for cancellation before departure, medical costs and lost luggage. Read the policy to see what is and is not covered, especially around pre-existing conditions and adventure activities. Unexpected medical bills abroad are the big reason the cover usually pays for itself.

Question 4

How should I budget for a holiday or trip?

Accepted Answer

Start with the true cost of getting there and getting home, then add accommodation, daily spending, travel insurance and a buffer for the surprises that always come up. Work backwards from a total figure you can afford rather than booking first and hoping. A realistic daily budget that matches your destination beats a guess.

Travelling

Planning & Booking

Planning and booking travel from NZ

Money While Travelling

Handling money while travelling

Destinations

Choosing a destination that fits your budget