Know where your money stands.
Free calculators, plain-language guides and a personal Financial Freedom Blueprint. WorthNav turns the numbers you already have into a plan you actually follow, without the jargon and without a paywall.
No email wall on the Blueprint. No card. Just your numbers.
Run the numbers before you act.
Home loan repayment
See what a change in rate or term does to your weekly repayment, and how the total interest stacks up.
Open calculator → KiwiSaverRetirement projection
Model contribution rate and fee impact on your projected balance at retirement.
Open calculator → InvestingCompound growth
See what regular contributions and time do to your money, so returns stop feeling abstract.
Open calculator → DebtDebt payoff plan
Compare payoff dates and total interest across snowball and avalanche approaches.
Open calculator → BudgetWeekly budget builder
See where your income goes and what you could redirect toward a goal each week.
Open calculator → SavingsGoal date finder
Work backwards from a target to find how much to set aside, and when you'll get there.
Open calculator →A plan built from your real numbers.
Most financial advice starts from a template. Your Blueprint starts from your income, your debt, your goals, and the gap between them. In about ten minutes you get a plain-language plan showing what to tackle first, what to automate, and how fast you can move toward freedom.
- One-time, no account required
- Prioritised: what to do first, this month
- Yours to keep, with no follow-up spam
Free, no email wall, around 10 minutes.
Find out where you stand
Answer a handful of quick questions to preview the kind of plan you'll get.
Numbers stay on your device. Nothing is stored.
Money explained in plain language.
Saving for a first home in NZ
KiwiSaver withdrawals, deposit realties and the steps from deciding to moving in.
Read the guide → ComparisonKiwiSaver funds, fees and providers
What the default fund really costs you, and when switching is worth it.
Read the guide → GuideKilling expensive debt, in order
Which debts to clear first and why, with a workable weekly plan.
Read the guide → GuideYour emergency fund, sized properly
How much is actually enough to cushion a bad month, not a worst-case one.
Read the guide → BasicsInterest, explained without the maths
The difference between paying interest and earning it, in everyday terms.
Read the guide → BasicsReading your bank statements on purpose
A ten-minute review that shows where your money actually leaks.
Read the guide →