Category

Contents, Home & Car Insurance

Plain guidance on the everyday insurance most New Zealand homes end up buying: what the policy types actually mean, how contents and building cover differ, how pet cover works, and what to do when you claim. Each section will group related guides so you can find what you need fast.

01

Insurance Types

Guide

Car, home and pet insurance types in NZ

Why each type of cover exists, what you are protecting, and the cover levels to choose between, from third party to comprehensive and building to contents.

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02

Home Insurance

Guide

Home and contents insurance in NZ

Building vs contents cover, setting your sums insured to replacement value, and which events are typically covered and excluded.

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03

Pet Insurance

Guide

Pet insurance in NZ

What pet cover usually includes, how excess and exclusions such as pre-existing conditions apply, and when it is worth it.

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04

Claiming Advice

Guide

How to claim on car, home or pet insurance

What to do first, what evidence to gather, how excess and timeframes apply, and what to do if a claim is declined.

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Not financial advice

WorthNav provides general information only. The guides on this page don't take your personal circumstances into account and aren't personal financial advice. Insurance premiums, features and exclusions vary by provider and policy and can change. For something tailored to you, talk to a licensed adviser or your insurance provider.